Terms of Service
Last updated: March 17, 2026
Acceptance of Terms
These Terms of Service govern your use of Ringgit Rise and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety. If you do not agree with any part of these terms, you must discontinue use of our platform immediately. We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the updated terms. We recommend reviewing this document periodically to stay informed of any modifications that may affect your rights and responsibilities as a user.
User Obligations
As a user of our platform, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords you may create. You agree not to engage in any unlawful or prohibited conduct, including but not limited to unauthorized access, disruption of service, or misuse of our content. You must not reproduce, distribute, or transmit any material from our site without proper authorization. We expect all users to treat our platform and other users with respect. Any violation of these obligations may result in immediate termination of your access. We reserve the right to investigate any suspected violations and take appropriate action to protect the integrity of our platform.
Intellectual Property Rights
All content on our platform, including but not limited to text, graphics, logos, images, audio, and video materials, is the exclusive property of our organization or our content partners. This content is protected by international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, and revocable license to access and use this content for personal, non-commercial purposes only. You may not modify, reproduce, distribute, or create derivative works from any content without our explicit written permission. Any unauthorized use of our intellectual property may result in legal action. We actively monitor and enforce our intellectual property rights to protect our original works and the rights of our contributors.
Limitation of Liability
Our platform is provided on an “as is” basis without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information provided on our website. To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services. This includes any loss of data, profits, or business opportunities. We are not responsible for third-party content or services linked through our platform. Your use of our site is entirely at your own risk. We strongly recommend consulting with qualified financial professionals before making any financial decisions based on information from our platform.
Termination of Access
We reserve the right to suspend or terminate your access to our platform at any time, with or without cause, and without prior notice. Grounds for termination include but are not limited to violation of these terms, unlawful conduct, or misuse of our services. Upon termination, your right to access and use the platform immediately ceases. We may retain certain information about you in accordance with applicable laws. Termination does not relieve you of any obligations or liabilities incurred prior to the effective date of termination. If your access is terminated, you may not attempt to re-register or circumvent our access restrictions. We will make reasonable efforts to inform you of the reason for termination when possible.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law principles. Any disputes arising from or relating to these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts located in Malaysia. You agree to submit to the jurisdiction of these courts and waive any objection to venue or inconvenient forum. By using our platform, you consent to the application of Malaysian law and the jurisdiction of Malaysian courts. This choice of law and jurisdiction applies regardless of your location or nationality. We encourage the resolution of disputes through good faith negotiation before pursuing formal legal action.
Entire Agreement
These Terms of Service, together with our Privacy Policy and any other policies posted on our platform, constitute the entire agreement between you and us regarding your use of our services. This agreement supersedes all prior negotiations, understandings, and agreements, whether written or oral. If any provision of these terms is found to be invalid or unenforceable by a court of law, the remaining provisions shall continue in full force and effect. We may assign our rights and obligations under these terms to any third party without your consent. Your inability to enforce any provision does not constitute a waiver of our rights to enforce that provision. We encourage you to contact us with any questions regarding these terms or our services.